The Algorithmic Gatekeeper
Remarks from TPEX consultancy for decision makers.
Written SH on 2025-10-06.
Whilst the promises of convenience are tempting, they mask significant, long-term risks to fundamental rights and societal structure. A centralised digital ID system creates an unprecedented concentration of power, risking mass surveillance, excluding vulnerable populations, and becoming a single point of catastrophic failure. Digital identity is the ultimate “single key”—and its compromise could have devastating consequences that ripple through every aspect of our lives.
Single Point of Failure
Consolidating all identity data into a central database creates a high-value target for hackers, state-sponsored attacks, and catastrophic data breaches. When every citizen’s identity verification flows through a single system, that system becomes the crown jewel for malicious actors. Unlike traditional identity documents scattered across multiple institutions, a centralised digital ID represents a one-stop shop for those seeking to exploit, manipulate, or steal the identities of millions. The 2017 Equifax breach exposed the personal data of 147 million people; imagine the scale of damage if a national identity database suffered a similar fate.
The Surveillance State
A digital ID system could enable the unprecedented, frictionless tracking of a citizen’s movements, transactions, and political activity, leading to a chilling effect on civil liberties. Every time you scan your digital ID to enter a building, purchase age-restricted goods, or access public transport, you create a data point. String these points together, and you have a comprehensive map of someone’s life—where they go, what they buy, whom they meet, which political rallies they attend. This isn’t paranoia; it’s the logical conclusion of a system designed to verify identity at every turn. The very convenience that makes digital ID appealing also makes it an unparalleled surveillance tool.
Function Creep
A voluntary system can easily become mandatory, and its intended use—verifying age, for instance—can “creep” into entirely new, unforeseen areas such as monitoring social scores or political affiliation. History is littered with examples of well-intentioned systems expanding far beyond their original remit. What begins as a simple way to prove you’re old enough to buy alcohol can evolve into a requirement for accessing social media, attending protests, or even entering certain neighbourhoods. Once the infrastructure exists, the temptation to expand its use becomes irresistible to those in power.
The Digital Divide
Mandating a digital ID system inherently marginalises those without reliable access to smartphones, internet, or the necessary technical literacy. The elderly gentleman who’s never owned a smartphone, the family in a rural area with patchy broadband, the low-income household that can’t afford the latest device—all would find themselves locked out of a system that assumes universal digital access. This isn’t a small minority; millions of people across the UK fall into these categories. A digital-first approach to identity effectively creates a two-tier society: those who can navigate the digital landscape and those who cannot.
The Problem of “The Unidentified”
Those who already struggle to obtain physical ID documents will find the barriers to entry for a biometric and digital system even higher, locking them out of essential services. Homeless individuals, domestic abuse survivors who’ve fled without documents, refugees, and others in precarious circumstances already face significant challenges proving their identity. Adding biometric scans, smartphone requirements, and digital literacy hurdles only compounds these difficulties. The result? A permanent underclass of people who exist outside the system, unable to access healthcare, housing support, or employment.
Consequences of Technical Failure
A dead phone battery, a software bug, or a server outage could instantly deny a citizen access to their identity, blocking them from travel, voting, or urgent services. Physical documents, whilst not perfect, have the advantage of working without electricity or internet connectivity. Your passport doesn’t stop functioning because Apple’s servers are down or because you forgot to charge your phone overnight. In a fully digital system, technical failures—which are inevitable—translate directly into human crises. Imagine being unable to board your flight home, collect a prescription, or prove your right to work because of a software update gone wrong.
Corporate Accountability
Many digital ID systems rely on private tech companies—Apple, Google, and others—to hold and manage credentials, shifting control of public infrastructure to unaccountable corporate interests. When your identity is stored in a corporate ecosystem, you’re subject to that company’s terms of service, privacy policies, and business decisions. What happens when a tech giant changes its pricing model, sells to new owners, or simply decides to exit the market? Your identity shouldn’t be hostage to quarterly earnings reports or Silicon Valley’s latest strategic pivot. Yet that’s precisely the arrangement many digital ID proposals create.
Data Broker Goldmine
The increased frequency of digital identity checks for every small transaction exponentially increases the amount of personal data that passes between parties and is collected by data brokers. Each verification creates metadata: timestamp, location, purpose, parties involved. This information is valuable, and in our current economy, valuable data doesn’t stay private for long. Data brokers could construct extraordinarily detailed profiles of individuals, selling these insights to advertisers, insurers, employers, or anyone willing to pay. The more seamlessly identity verification works, the more data we generate—and the more we lose control over our personal information.
Irreversible Errors
Unlike a physical card which can be reissued, a compromised or flagged digital identity is incredibly difficult to correct, potentially leading to permanent social and financial exclusion. Imagine your digital ID is incorrectly flagged as fraudulent, perhaps due to a database error or a case of mistaken identity. Whilst the error is being investigated—a process that could take weeks or months—you cannot prove who you are. You can’t work, bank, travel, or access essential services. With a physical document, you can at least present alternative forms of identification or appeal to human judgement. In a purely digital system, you’re entirely dependent on the algorithm and bureaucracy that created the error to fix it. The consequences of being “unpersoned” by a computer system are profound and potentially life-destroying.
Any move towards digital ID must be matched by robust, legally binding safeguards that prioritise decentralisation, non-mandatory alternatives, and individual due process over administrative convenience. We must resist the siren song of efficiency when it comes at the cost of rights, inclusion, and security. A truly modern identity system would offer digital options for those who want them whilst preserving traditional alternatives for those who don’t. It would distribute rather than centralise data. It would include sunset clauses, regular independent audits, and meaningful penalties for misuse. Most importantly, it would recognise that identity is fundamentally about human dignity—and no system, however clever, should be allowed to compromise that.
Sarah’s Tuesday Lunch
Sarah fumbled with her phone as she queued at Tesco Metro, the lunch rush pressing in around her. She’d only popped out to grab a sandwich and a bottle of wine for her colleague’s leaving do that evening. When she reached the till, the cashier asked for her digital ID to verify her age for the wine—standard procedure now.
She opened the ID app, but it was stuck loading. The little circle just spun and spun. “Sorry,” she muttered to the increasingly impatient queue behind her. She tried closing and reopening the app. Nothing. The cashier waited, sympathetic but helpless—without verification, the till wouldn’t complete the transaction.
After three minutes of trying, Sarah checked her phone’s settings. The app needed an update, which required WiFi she didn’t have. Her 4G signal showed only one bar in the shop’s dead zone by the refrigerated section. “I’ll just leave the wine,” she said, embarrassed.
“I’m afraid I’ve already scanned it,” the cashier replied. “I need ID verification to void it from the transaction as well. System requirements.”
Sarah felt her face flush as the queue behind her grew longer. Someone sighed audibly. She had fifteen minutes left of her lunch break, she’d left her office pass inside with her colleague, and now she couldn’t prove she was thirty-four years old because her phone wouldn’t cooperate. The cashier called the manager, who eventually overrode the system with a supervisor code—a process that took another five minutes.
Sarah practically ran back to the office, her lunch break gone, her sandwich still at the till, having forgotten it in her flustered departure. All she’d wanted was a bottle of wine. All she’d needed was for the technology to work. Just this once, she found herself missing her old driver’s licence—worn and scratched, perhaps, but at least it had never needed a software update.
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